If you’re planning a trip, one of the most important things to consider is how you’re going to pay for it. While cash is always an option, many people use credit cards for the billing payments and rewards they offer. In this guide, we’ll help you find some of the best credit card for travel by which you can enjoy your trip.
How to Find the Best Credit Card for Travel?
Finding the best credit card for travel can be a difficult task, especially with multiple options available. Here are some factors to consider when looking for a travel credit card:
- Rewards: Look for a card that offers RPs in the form of miles, Edge points, etc., that can be redeemed for expenses like flights, hotels, and car rentals.
- Annual/Renewal fee: Some travel cards come with a renewal fee, which can range from a few hundred to a few thousand dollars. Make sure the rewards you’ll earn outweigh the cost of the annual fee.
- Foreign transaction fees: If you’re planning on using your credit card abroad, look for one that doesn’t charge foreign transaction fees. These fees can add up quickly and eat into your rewards.
- Travel benefits: Some cards offer additional benefits like travel insurance, airport lounge access, and concierge services.
5 Best Credit Card for Travel in 2024
Here are five of the best travel credit cards you might consider in 2024:
Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card is best suited for travel enthusiasts, where cardholders will get benefits of complimentary unlimited airport lounge access, insurance coverage for travel, and concierge services. Cardholders will get 2 RPs for every Rs. 200 spent and can avail their points for flights, hotels, and more.
AU Bank Zenith+ Credit Card
The AU Bank Zenith+ Credit Card offers a generous rewards program, with cardholders earning 2 reward points for every Rs. 100 spent. Points can be redeemed for flights, dining, hotels, and more. The card also comes with insurance coverage for travel and complimentary airport lounge access.
InterMiles HDFC Bank Diners Club Credit Card
InterMiles HDFC Bank Diners Club Credit Card provides multiple of travel benefits, which include complimentary airport lounge access, insurance coverage for travel, and concierge services. Cardholders earn 8 InterMiles for every Rs. 150 spent on retail purchases and 16 Intermiles on spending Rs. 150 on flight and hotel bookings through flights.intermiles.com.
Emirates Skywards ICICI Bank Emeralde Credit Card
The Emirates Skywards ICICI Bank Emeralde Credit Card offers travel benefits, including complimentary airport lounge access for both domestic and international airports, travel insurance, and concierge services. Cardholders earn 2.5 Skywards Miles for every Rs. 100 spent on retail purchases and 1 Skywards Miles for every Rs. 100 spent on utilities and groceries.
Etihad Guest SBI Premier Credit Card
The Etihad Guest SBI Premier Credit Card is one of the best travel credit cards, including complimentary airport lounge access, travel insurance, and concierge services. Cardholders earn 6 Etihad Guest Miles for every Rs. 100 spent on Etihad.com, 4 Etihad Guest Miles for all international spends, and 2 Etihad Guest Miles on all other spends.
Advantages of a Travel Credit Card
Using a travel credit card can offer several advantages, including:
- Rewards: Many travel credit cards offer RPs or miles that can be redeemed for travel-related spends like flights, hotels, and car rentals.
- Travel benefits: Many travel credit cards provide extra benefits like travel insurance, airport lounge access, and concierge services.
- Fraud protection: Credit cards provide better fraud protection than debit cards or cash. If your credit card is lost or stolen, you can report it and avoid being liable for any fraudulent charges.
- Budgeting: Using a credit card for travel can help you stay within your budget by tracking your spending and avoiding overspending.
Also Read: Embark on Elevated Journeys, Unlocking Exclusive Rewards with the Club Vistara SBI Card PRIME
Conclusion
Consider factors like rewards, annual fees, and travel benefits when choosing a travel credit card. Look for one that fits your travel plans and preferences and offers the best value for your money. With a secure travel credit card, you can earn good rewards, enjoy travel benefits, and make the most of your trip without any problem.