With a Citi Cashback credit card, you can get a certain percentage amount back on spending made by you in various categories like entertainment, utility bill payments, dining, etc. This card enables you to get a cashback on almost all your expenditures. It can get a little confusing to select the right cash-back credit card for yourself as there are several options available in the market. In such a case, you should always compare the features and benefits provided by the Citi Cashback card with the cost of the card to make the right choice.

Let us talk about Citi bank cash back card features and benefits to help you get started with your comparison:

Citi Cashback Credit Card

Key Features:

Based on the following features mentioned below, you can make a rational decision on whether or not you want to apply for a Citi Cashback card:

Cashbacks & Rewards:

The Citibank cashback card offers the followings rewards and cashbacks:

  • Get up to 5% cashback on telephone & utility bill payments.
  • Up to 5% cashback on movie ticket bookings.
  • With a Citibank cashback card get up to 0.5% cashback on all other spendings.
  • With the automatic redemption feature, the cashback earned is automatically credited in multiples of Rs. 500
  • The cashback earned with the Citibank cashback card never expires

Savings & EMIs:

Save more with every purchase you make:

  • Up to Rs. 3300/- + savings in the first year.
  • World wide acceptance and privileges.
  • With an easy conversion facility, you can convert your big purchases into small and affordable EMIs.
  • Easy EMIs of up to 24 months.

Modern Card:

Here’s what makes the Citibank cashback card a modern credit card:

  • Contactless payments and transactions.
  • The NetBanking and Mobile banking features make this card digitally advanced.
  • You can set transaction limits and daily limits on the mobile app with which you can manage your spending wisely.
  • Free SMS and Email alerts.

Exclusive offers:

Enjoy the following exclusive offers with Citibank Cashback credit card:

  • Up to 10% cashback on IKEA, and Booking.com
  • Up to 15% Instant Savings on TATA CliQ luxury
  • 10% Instant savings on PUMA.
  • Up to 20% off at Jio Saavan
  • Up to 15% savings on Van Heusen, and more
  • Up to 20% off across designated restaurants.

Easy Bill Payment methods:

You can pay your Citibank Cash Back credit card bills and dues very easily via the following options:

  • Citibank Official Website
  • Mobile application
  • ATM transfer
  • AutoPay

Relaxed Eligibility criteria:

Here’s all you need to know about the Citibank cashback credit card application:

Annual Fee: Rs. 500/- + Applicable charges

Age: Must be 18 years or above

Documents: The following documents are required:

For salaried employees
Identity proof
2. Address proof
3. Latest two salary slips

For self-employed individuals
Identity proof
2. Address proof
3. Latest ITR

Also Read:- What Are The Features Of Citi Cashback Credit Card

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