Credit cards have become an integral part of modern financial management, offering a range of benefits from cashback and rewards to travel perks and lifestyle privileges. Axis Bank, one of India’s leading private sector banks, offers a variety of credit cards tailored to meet different needs. In this blog, we’ll explore the best Axis Bank credit cards of 2024, highlighting their top choices and benefits.

Best Axis Bank Credit Card 2024

Why Choose Axis Bank Credit Cards?

Reputation and Trust

Axis Bank is known for its strong customer base and trustworthiness. With a focus on providing excellent customer service and innovative financial products, Axis Bank has earned its reputation as a reliable financial institution.

Variety of Options

Axis Bank offers a wide range of credit cards designed to cater to different financial needs and lifestyles. Whether you’re a frequent traveler, a shopaholic, or someone looking to build credit, Axis Bank has a card for you.

Reward Programs

Axis Bank credit cards come with attractive reward programs, allowing cardholders to earn points on every spend. These points can be redeemed for a variety of options, including travel, shopping, and dining.

Best Axis Bank Credit Cards of 2024

Axis Bank Magnus Credit Card

The Axis Bank Magnus Credit Card is a premium offering designed for high-net-worth individuals. This card provides a plethora of benefits, including:

  • Welcome Benefits: Earn 25,000 EDGE Reward Points as a welcome gift.
  • Travel Benefits: Complimentary airport lounge access and discounts on flight bookings.
  • Lifestyle Benefits: Discounts on luxury dining and exclusive event invitations.
  • Annual Fee: INR 10,000.

Axis Bank Select Credit Card

The Axis Bank Select Credit Card is ideal for those who enjoy a mix of travel, dining, and shopping benefits. Key features include:

  • Welcome Benefits: 20,000 EDGE Reward Points on card activation.
  • Travel Benefits: Complimentary airport lounge access.
  • Dining Benefits: Discounts at partner restaurants.
  • Annual Fee: INR 3,000.

Axis Bank ACE Credit Card

For those who love cashback, the Axis Bank ACE Credit Card offers:

  • Cashback on Utilities: 5% cashback on utility payments via Google Pay.
  • Cashback on Dining and Food Delivery: 4% cashback on dining and food delivery.
  • Cashback on Other Spends: 2% cashback on all other spends.
  • Annual Fee: INR 499.

Axis Bank Vistara Infinite Credit Card

Frequent flyers will find the Axis Bank Vistara Infinite Credit Card particularly appealing, with benefits like:

  • Welcome Benefits: One complimentary business class ticket.
  • Travel Benefits: Complimentary Club Vistara Gold membership and lounge access.
  • Reward Points: Earn Club Vistara Points on every spend.
  • Annual Fee: INR 10,000.

Axis Bank Neo Credit Card

The Axis Bank Neo Credit Card is a great option for online shoppers and entertainment enthusiasts. Benefits include:

  • Welcome Benefits: Vouchers from popular brands like Amazon, BookMyShow, and more.
  • Entertainment Benefits: Discounts on movie tickets and streaming services.
  • Shopping Benefits: Cashback on select online shopping sites.
  • Annual Fee: INR 250.

Benefits of Axis Bank Credit Cards

Reward Points and Redemption

Axis Bank credit cards offer a robust reward points system. Cardholders can earn points on every purchase, which can be redeemed for a wide array of products, vouchers, and services.

Travel Benefits

Many Axis Bank credit cards come with travel perks such as complimentary airport lounge access, travel insurance, and discounts on flight bookings. These benefits make traveling more comfortable and affordable.

Cashback Offers

Axis Bank’s cashback credit cards provide direct savings on various spends, including utilities, dining, and online shopping. This feature is particularly beneficial for those looking to save money on everyday expenses.

Dining Privileges

Cardholders can enjoy exclusive dining discounts at partner restaurants, making dining out more enjoyable and cost-effective.

Security Features

Axis Bank credit cards are equipped with advanced security features, including EMV chip technology and contactless payment options, ensuring safe and secure transactions.

How to Choose the Right Axis Bank Credit Card

Assess Your Spending Habits

Before selecting a credit card, evaluate your spending habits. If you travel frequently, a card with travel benefits will be more suitable. For everyday spends, a cashback card might be the best option.

Compare Annual Fees and Benefits

Consider the annual fees of the cards and weigh them against the benefits offered. Sometimes, a card with a higher annual fee might provide greater value in terms of rewards and perks.

Check Eligibility Criteria

Ensure you meet the eligibility criteria for the card you wish to apply for. This includes income requirements, credit score, and other factors set by Axis Bank.

Also Read: Best SBI Credit Card for Amazon Shopping: An In-Depth Guide


Choosing the right credit card can significantly enhance your financial management and provide numerous benefits. Axis Bank offers a diverse range of credit cards tailored to different needs and lifestyles. By understanding your spending habits and comparing the features of each card, you can find the perfect Axis Bank credit card to suit your needs in 2024.

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